Important: MortgageCalcAU provides general educational information and rough calculator estimates only. It is not financial advice, credit advice, mortgage broking, tax advice, legal advice or a lender assessment.
No professional relationship
Use of this website does not create a client relationship, adviser relationship, mortgage broker relationship, lender relationship, fiduciary duty, duty of care or professional engagement with the website owner.
Estimates only
Any repayment, borrowing power, stamp duty, rent versus buy, offset account or extra repayment estimate is indicative only. Results may be inaccurate, incomplete or unsuitable for your personal circumstances.
Rates, rules and assumptions change
Interest rates, fees, lending criteria, stamp duty rules, first home buyer concessions, LMI rules, property taxes, government programs and market conditions change frequently. The figures on this website may become outdated without notice.
No guarantee
We do not guarantee loan approval, borrowing capacity, repayment affordability, property outcomes, tax outcomes, investment returns, interest savings, eligibility for concessions, or accuracy of any calculation.
Independent advice required
Before making property or lending decisions, consult a licensed mortgage broker, credit representative, financial adviser, accountant, conveyancer, solicitor, lender or relevant state revenue office as appropriate.
Limitation of liability
To the maximum extent permitted by Australian law, the website owner excludes liability for any loss, damage, cost, claim, missed opportunity, financial decision, loan decision, property decision or other consequence arising from use of or reliance on this website.
External links and advertising
This website may contain third party links, ads or affiliate offers. We are not responsible for third party websites, products, services, advice, privacy practices or advertising claims.