Last reviewed: May 2026.
By using MortgageCalcAU, you agree to these Terms of Use. If you do not agree, do not use this website.
Purpose of the website
This website provides free educational mortgage and property calculators for general information only. It does not provide personalised advice or professional services.
Your responsibility
You are responsible for checking all calculator outputs, assumptions and figures before relying on them. You must seek qualified professional advice before making financial, credit, legal, tax or property decisions.
Permitted use
You may use this website for personal, educational and informational purposes. You must not misuse the website, attempt to disrupt it, scrape it excessively, reverse engineer it, or use it for unlawful purposes.
Calculator limitations
Calculators use simplified assumptions and may not reflect lender specific policies, comparison rates, loan fees, offset rules, tax consequences, repayment restrictions, property transfer rules or your personal risk profile.
Intellectual property
The website design, calculator structure, text and layout are owned by or licensed to the website owner unless otherwise stated. You may not copy, republish or commercially reuse substantial parts without permission.
Third party services
The site may use third party infrastructure, analytics, advertising and security services including Cloudflare and Google services. Their terms and privacy policies may also apply.
Changes
We may update, remove or change calculators, pages, assumptions, links, ads, disclaimers and these terms at any time without notice.
No warranties
The website is provided on an “as is” and “as available” basis. We make no warranties that it will be accurate, complete, uninterrupted, secure, error free or suitable for your circumstances.
Governing law
These terms are intended to be interpreted under the laws applicable in Australia, subject to mandatory consumer protection laws that cannot be excluded.